The Emergency Services, Civil Service & Public Sector Insurance Experts!

Life Insurance, Critical Illness Cover, Private Medical Insurance, Mortgage Protection, Income Protection & More!

Up to £150 Cash Back Voucher!

Free Will Writing Kit

And Children's Cover Included!

"Absolutely fantastic. Provided by far the cheapest quote and swiftly sorted my cover. Was brilliant. Have already recommended to many. Thank you!" – John, Trustpilot

Get Quotes Today! Call: 0800 270 0004

The Emergency Services, Civil Service & Public Sector Insurance Experts!

Get Up To £150 Voucher

FREE Will Writing Kit

Plus Children's Cover

Life Insurance, Critical Illness Cover, Mortgage Protection, Income Protection, Private Medical Insurance & More!

"Absolutely fantastic. Provided by far the cheapest quote and swiftly sorted my cover. Was brilliant. Have already recommended to many. Thank you!" – John, Trustpilot

Why choose Blue Light Insurance?

1. We've got hundreds of five star trustpilot reviews



Don't just take our word for it, why not check us out on Trustpilot and have a read of some of the great things other Blue Light Workers have to say about us.

3. We're authorised and regulated by the FCA



Blue Light Insurance Solutions is a trading name of Lifetime Financial Management Ltd, who are regulated by the Financial Conduct Authority.

Up to £150 to spend at your favourite retailers!

  • Get up to £150 voucher reward when you take out cover through us!
  • This is available to spend at a huge number of well-known retailers.
  • Simply log into our rewards platform and choose where to spend your reward!
  • It's our way of saying thank you, for doing the right thing!
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How our voucher reward works: When you take out Life Insurance, Critical Illness Cover or Income Protection through Blue Light Insurance you are eligible for the voucher reward offer. The amount of your voucher is calculated by the size of your total insurance policy premium, rounded up to the nearest whole number. For example, if your policy premium was £46.50 per month, you would get a voucher reward worth £47.00. The voucher reward is payable only when your policy goes active, and is paid 3 calendar months after your policy start date. Maximum voucher reward per postcode is £150.00. Reward not available for those who take out Private Medical Insurance or Whole of Life Insurance or for Wills, Trusts, Remortgages or Mortgages.

What do we insure?

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Family Life Insurance

Protect your family with a lump sum or income in the event you pass away.

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Critical Illness Cover

Provides a lump sum in the event you are diagnosed with a serious illness such as cancer.

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Income Protection

Replaces your income in the event you can't work due to illness or injury.

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Mortgage Protection

Provides a lump sum to pay off your mortgage in the event you pass away or get seriously ill.

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Private Medical Insurance

Covers the cost of getting treated in the private health system as and when you need it.

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Inheritance Tax Cover

Cover for your whole life, designed to fund potential inheritance tax charges.

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We work with some big names.

  • We're technically known as a "whole of market intermediary".
  • But all you need to know, is this means we can compare most UK insurers, to get you the best possible deal.
  • We work with lots of big names - many of which you will have heard of!
  • But importantly we also work with some lesser-known specialist insurers.
  • This means if you have pre-existing conditions or a risky job, we're best positioned to get you covered!
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Insurance that gives back to you!

We like to reward our customers for doing the right thing...

£150 Cash Back Voucher!


When you take out Life Insurance, Critical Illness Cover or Income Protection you get up to £150 to spend at hundreds of well-known retailers. Does not apply to Private Medical Insurance.

FREE Will Writing Kit


When you take out an insurance policy through us you're automatically eligible for a FREE Will Writing kit, because protecting your family is what we do.

Win Amazing Prizes!


Monthly Giveaways: On some months we offer giveaways and prizes, ask your adviser whether we're running one this month to see if you're eligible!

How our voucher reward works: When you take out Life Insurance, Critical Illness Cover or Income Protection through Blue Light Insurance you are eligible for the voucher reward offer. The amount of your voucher is calculated by the size of your total insurance policy premium, rounded up to the nearest whole number. For example, if your policy premium was £46.50 per month, you would get a voucher reward worth £47.00. The voucher reward is payable only when your policy goes active, and is paid 3 calendar months after your policy start date. Maximum voucher reward per postcode is £150.00. Reward not available for those who take out Private Medical Insurance or Whole of Life Insurance or for Wills, Trusts, Remortgages or Mortgages.

How our free will kits work: In the event you purchase a policy through Blue Light Insurance you will be eligible for a free will writing kit. Upon request we will send a will writing kit to you in the post no later than 14 working days following such request. Only one will kit per postcode. Will writing is not regulated by the Financial Conduct Authority

Policies packed full of features.

Wouldn't it be nice if your insurance did more than just cover the worst case scenario? Many of the policies we offer include all sorts of extra benefits including:

24/7 Digital GP Services

Mental Health Support Services

Best Doctors® - Second Medical Opinion

Rewards for leading an active lifestyle

If you want to find out more about additional benefits and services, then just speak to one of our advisers - they'll be happy to help!

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We're in good company.

We're proud to be part of one of the UK's largest financial services providers - Lifetime Financial Management. You may have also heard of some of our other brands!

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Mortgages For Emergency Services, Public Sector & Civil Service Staff!

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The Armed Forces, MOD, Veterans & Reserves Insurance Specialists!

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One of the UK's largest and most trusted financial advisory businesses.


Our team are here to help.

We love technology here, but we also understand that sometimes a human touch is needed, especially in financial services. That's why we have a team of regulated, trained and qualified financial advisers... not a call centre with sales people.

Our team of insurance advisers are here to give you the most suitable advice for your circumstances. Each and every member of our team has one goal, to help you understand how to cover off your risks, but to do so in a cost effective way that fits your financial circumstances ...Simple really

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The important stuff.

  • Blue Light Insurance Solutions is a trading name of Lifetime Financial Management Ltd - Authorised by the Financial Conduct Authority (FCA Number - 448415).
  • When you take out cover, you are protected by the Financial Services Compensation Scheme
  • We abide by the Data Protection Act 1998, and the General Data Protection Regulation (GDPR)
  • All phone calls are recorded for training and monitoring purposes.
Read our privacy policy here.
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